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8. Financial income and expenses
     
MEUR 2010 2009
Dividend income on financial assets available for sale 7 6
Interest income on loans and other receivables 5 4
Interest income on financial assets at fair value through the statement of income 3 11
Interest income on investments held to maturity 1  
Changes in fair values of financial assets/liabilities at fair value through the statement of income 1  
Exchange rate differences* 5  
Other financial income 2 2
Total financial income 25 22
     
Interest expenses on financial liabilities measured at amortised cost -18 -21
Interest expenses on financial liabilities at fair value through the statement of income -8 -10
Changes in fair values of financial assets/liabilities at fair value through the statement of income   -1
Write-down of loan receivables   -10
Exchange rate differences*   -6
Other financial expenses -12 -9
Total financial expenses -38 -57
     
Total financial income and expenses -13 -34
     
* Includes the result from the ineffective portion of cash flow hedges, EUR 4 million (-5).